Solutions come over time after evaluation and monitoring.  Asset Allocation is probably the most important decision that you can make in attaining your portfolio goals.  

Asset Allocation
Some typical Client Investment allocations are:

Income	25 equity/  75 fixed income
Enhanced	35 equity/ 65 fixed income
Balanced	45 equity/ 55 fixed income
Growth & Income	60 equity/ 40 fixed income
Growth	80 equity/ 20 fixed income
Aggressive	95 equity/   5 fixed income
SRI Growth & Income	60 equity/40 fixed income*

*The Socially Responsible Investment strategy can be implemented in any Model to suit various levels of risk tolerance and income needs.

Monitoring
Monitoring the success of your portfolio is an ongoing process. However, offering to meet with our clients on a quarterly basis assures us that we remain on track with their goals under current market conditions.

Performance
Performance on our client accounts are posted on a monthly basis and reported to our clients quarterly. Performance reporting measures the success of the client portfolio against the appropriate market measurement index.